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 We are not Realtors. We hope that providing you with Realtor and hassle free MLS access to initially search for a home will is what you really want.
Once you are ready to buy a home, you'll probably need a mortgage loan, and a mortgage lender to finance the foreclosed home.
If the home you wish to buy is in Minnesota or Wisconsin, we hope you'll give us the opportunity to handle mortgage loan. Of course if needed, we will also connect you directly with a qualified real estate agent to help facilitate the purchase of your dream home! Need to get a FREE Pre-Approval? Ready now? Apply securely online 24/7
About Joe Metzler / Certified Minnesota Mortgage Specialist
With 10 plus years experience, thousands of closed loans, millions of dollars funded, and a 98% post closing satisfaction rating. Joe is the Loan Officer you are looking for!
Mortgages Unlimited, through our affiliations, is rated part of the 3rdth largest loan originators in the nation, and we are constantly rated one of the top 25 mortgage lenders in the state of Minnesota, and billions of dollars funded.
Currently less than 75 people in Minnesota have completed the requirements to earn their MMS designation! The Minnesota Mortgage Specialist designation is the title given by the Minnesota Association of Mortgage Brokers, Inc. (MAMB) to Minnesota mortgage professionals who choose to distinguish themselves as experienced, well-educated, ethical operators by successfully completing educational and professional requirements set forth by MAMB. As well as annually participating in continuing education pertaining to industry law and ethics. To achieve this designation, an MMS must have 5-years provable experience in the industry, attend the Minnesota Mortgage Lending School, take Mortgage Law and Ethics classes, and successfully pass the difficult MMS test. To retain their designation, an MMS must maintain continuing education credits each year.
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Joe is a lifelong resident of the Twin Cities area, and a 1998 Graduate of the Residential Mortgage Lending School, something very few Minnesota Loan Officers can claim. This is important because until Spring of 2008, NO individual LICENSE or EDUCATION was required by the State of MN to be a Loan Officer.
With dozens of competing lenders and mortgage programs to choose from in an industry that depends on quality and service, Joe can't afford to make mistakes and still continue to be strong and effective. His single most distinguishing feature is the consistent level of professionalism and thorough service given to his clients, builders, real estate agents, and investors. Once you meet Joe, it's easy to see why he is a successful loan officer. His track record is exceptional by any standard. Personally, Joe is just as impressive: confident, organized, friendly and helpful. He exudes a professional and personal style that is hard to resist.
Having helped Realtors and Builders successfully close many transactions, knowledgeable and dedicated, Joe believes in doing the job right the first time. He has an answer for even the most complicated situation. He firmly believes in people, community, and home ownership. Joe and his team are committed to providing outstanding service... Service you can depend on!
Whether you are a first time homebuyer buying your first home, or a seasoned owner moving up to your dream home, refinancing, or a debt consolidations loan, Joe has seen your situation before, and HE CAN HELP!
The Metzler Team at Mortgages Unlimited consists of a dedicated highly trained team of loan officers, processors, and assistants who work for, and close home mortgage loans in all of Minnesota, Wisconsin
We look forward to adding YOU to our long list of satisfied customers.
 About Mortgages Unlimited, Inc
 The Minneapolis Saint Paul Business Journal has recognized Mortgages Unlimited as one of the top 25 locally owned mortgage lenders in Minnesota. Who are you thinking of doing business with?
As a Direct Mortgage Lender, our combination of loan programs, rates, and services are unsurpassed in the marketplace.
 My team and I have the ability to give you the personalized home mortgage loan experience you expect.
I personally love to deal with First time home buyers. The joy of seeing the smile from ear to ear when they are handed the keys to their new home is extremely rewarding.
Testimonials
"Who needs paid endorsers when customers say nice things about you for free!"
"Satisfied clients don't come easy. It requires knowledge, commitment, and dedication, combined with excellent rates and costs" - Joe Metzler
Joe is genuinely concerned about finding the BEST loan for you. Very honest and hard working. I will refer all my friends to Joe.
Emily S. (April 2006)
Very informative. Made the process easy. Joe worked with us as a client, not a loan number.
Eugene and Linda G. (Oct. 2005)
Professional. Made a person feel very at ease. Answered all my questions and concerns. Super good listener.
Bruce S. (Aug. 2005)
Joe is very friendly and straight forward. I would recommend a friend, relative, or colleague to Joe.
Angela B. (Sept. 2005)
This is the second time we have used Joe as our loan officer. He is very good and works hard for his clients. We will use him again and would refer others to him!
Robert and Emilie W. (Aug. 2005)
Thank you for taking the time to educate us - it helped us make the right decision. Education is the key to making good business and financial decisions. We appreciate the time and attention we were given.
Alan and Laurie W. (Aug. 2005)
Hi, Joe and Eric,
As I'm sure you assumed, everything went well yesterday. I have developed a bad case of carpal tunnel... Although you both have explained things to me, there are a few questions I might have, but I won't ask them until I have looked more carefully at the documents I brought home with me. I have been telling everyone I talk to about you two; you may hear from one or two of them in the near future. I hope you are still in this business when I am ready to do this again. You are a valuable resource, and beyond that, you have both earned my trust, admiration and respect, and unwavering loyalty.
As you told me that first time I talked to you, Joe, you truly have very little competition.
Thank you.
Ronda W. (July 1, 2005)
Find more testimonials on my personal web site
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